Assume Build Buy New Owners & Sellers Buyers Agents Builders About Discover Your Ownership Path Request a Home & Loan Opportunity Review
Owners & Sellers

Your Mortgage May Be One of Your Dwelling's Most Valuable Features.

A qualified buyer may be able to assume your eligible existing financing, subject to lender or servicer approval. And your sale may position you to build or purchase the dwelling that better reflects where your life is going.

A sophisticated ivory-toned living room with brass accents and warm natural light

The Opportunity You May Not Have Considered

Your dwelling has always offered location, design, and equity. It may now offer something else: financing terms that a qualified buyer values as much as your kitchen or your lot. If your loan is eligible for assumption, that detail — often overlooked in a traditional sale — can become one of the most compelling features in your listing.

houzed&home reviews your current financing and your home together, before your dwelling is ever marketed, so your next move is planned rather than reactive.

What's Included

What a Home and Loan Opportunity Review Includes

Preliminary Eligibility Look

A preliminary look at whether your existing loan may be eligible for a qualifying assumption, subject to lender or servicer approval.

Your Next Move First

A conversation about your next move — building, buying a new production home, or another path entirely — before we discuss marketing your current dwelling.

A Vetted Listing Partner

Introduction to a REV INFINITY Listing Partner vetted for assumption-informed positioning, once you're ready.

Plain-Language Guidance

Clear guidance at every step, with no pressure and no obligation.

An elegant curved staircase with a brass railing
Two Deals, One Considered Move

One Relocation Strategy — Not Two Disconnected Transactions.

When you sell an assumption-eligible dwelling, you may also be positioned to build a custom or semi-custom home through construction-to-permanent financing, or to purchase from one of our vetted production builders.

houzed&home coordinates the sale and the purchase as a single relocation strategy.

Who This Is For

The First Considered Step.

Homeowners considering a move who want to understand the full value of their current dwelling — including its financing — before listing. Whether you're relocating, upsizing, downsizing, or simply ready for what's next, this review is the first step.

Important Disclosures

A Home and Loan Opportunity Review is an educational and preliminary evaluation, not a loan approval, listing commitment, or guarantee of assumption eligibility. Loan assumption eligibility depends on the applicable note, investor rules, and the approval of your lender or servicer, and may involve underwriting, title review, and seller protections specific to your loan. Not all loan programs (including VA, FHA, USDA, and conventional loans) permit assumption on the same terms. Any minimum buyer credit score referenced by houzed&home is a preliminary screening reference only and does not guarantee that a buyer will be approved by your lender or servicer. Listing and brokerage services are provided by independently licensed real estate professionals; houzed&home coordinates introductions but does not act as your broker of record unless separately disclosed and agreed. Consult a licensed real estate professional, mortgage servicer, and, where appropriate, legal counsel before making a decision about your home or loan. houzed&home | Powered by REV INFINITY.