Build: Ownership Designed Around Your Life.
Construction-to-permanent financing lets you acquire land and/or build a custom or semi-custom dwelling — with one coordinated loan from ground to move-in.
What Construction-to-Permanent Financing Is
A construction-to-permanent (CTP) loan combines your construction financing and your long-term mortgage into a single, coordinated process. Rather than securing a short-term construction loan and refinancing separately once the home is complete, a CTP structure is designed to carry you from land and groundbreaking through move-in and permanent financing.
Who Chooses to Build
- Transitioning owners who sold an assumption-eligible dwelling and are ready for a home designed around their next chapter.
- Buyers who want more input into design, layout, and finishes than an existing or production home can offer.
- Anyone for whom "buy" and "build" are both legitimate — and who wants an honest comparison between them.
A Guided Process, Not a Solo Project.
Land Status
Owned, under contract, or still being identified.
Budget Clarity
Including realistic contingency for a custom or semi-custom build.
Lender Readiness
Prepared for construction-to-permanent underwriting.
A Builder Match
Appropriate to your design goals and timeline.
Milestone Tracking
Willingness to engage in site review and milestone-based progress tracking.
Your REV Build Advisor
Coordinates land status, budget, lender readiness, builder matching, plan status, site review, and construction milestones — so building feels like a guided process, not an independent project you're managing alone.
Ground to Move-In, Coordinated.
One considered loan. One guided process. A home designed around your next chapter.